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Sumber : Ohbulan

Car Insurance Personal Injury


Lawyers at Baker and Oring, LLP, do not often have the opportunity to discuss insurance coverage with their clients before an accident occurs. From here, the damage is done. We do our best to educate our customers on how to protect themselves against future losses, but of course, after an accident occurs, it is too late to change the coverage of this accident. With this in mind, we hope you find the following information useful. Please consult this informal guide and compare our suggestions to your own current policy. Then quickly call your agent to make the appropriate changes: Read below to find out why we believe uninsured / underinsured motorist coverage is the most important part of your policy insurance. Anyone who drives a motor vehicle must have automobile liability insurance.

 It's the law in California. The minimum required liability coverage that must be transported is commonly known as 15/30/5 - which means coverage of up to $ 15,000 for each person injured in a car accident. or $ 30,000 coverage among a number of people injured in a covered accident. and a total damage coverage of $ 5,000 for damage you could cause to any vehicle or vehicle damaged by you in a covered accident. Ideally, anyone driving a car in California would have enough insurance to cover the damage they could cause or suffer in an accident. Unfortunately, in reality, auto insurance is a waste that often gets a low priority when budgeting. In addition, the money spent on auto insurance may not be well divided between the types of coverage and the franchises offered. In fact, consumers generally do not have enough information to make informed decisions about the coverage they buy, and agents who sell car insurance may have conflicts of interest that prevent them from giving impartial advice.

 Too often, the insurer will periodically sell to the consumer a policy that better protects the interests of the carrier than those of the insured. Some carriers will simply not sell the types and amounts of insurance that consumers need to properly protect their interests. Do you have agents who offer policies issued by lower or unrecognized insurance companies and / or insurance companies that only sell the minimum coverage limits required by California law. When shopping for auto insurance, you should not assume that the more established insurance companies would be much more expensive than the lower quality carriers. Compare the quotes before buying. The policy you buy could make all the difference if you or your family members are involved in an accident. One of the most common mistakes our customers make is to spend more money on their insurance to maintain their deductible deductible, while spending less on more coverage, such as liability coverage and more. Insurance Uninsured / Underinsured. We think it's more important to protect your assets, your income and your health than to carry a Low Collision franchise. We suggest wearing a high deductible for property damage (also known as

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